Position: Marketing Officer
Report to: Marketing Section Chief
Job Summary:
To be responsible for performing credit and financial analysis and ensuring that all the customers under the respective assigned loan portfolio obtain necessary information and are properly managed / carried out as well as soliciting deposit from customers in compliance with Bank’s Lending Policy and related rules and regulations.
Responsibilities:
61 To prepare Credit Application to be in accordance with standards by ensuring all relevant information and related document, annual review of existing customers, along with comments of Marketing Section Chief
61 To attend Marketing Section meeting to discuss current status of all outstanding issues
61 To monitor and develop report of loan repayment activities, call reports, credit proposals and applications, follow up the business of customers, utilization for credit facilities as well as raise all potential problem account for early signs of problems to Marketing Section Chief for review
61 To liaise internally with other business units with regards to Credit, Operations, Compliance and Audit matters to ensure that work is appropriately processed, also assist and facilitate in preparation of reports, and ensure the compliance with branch’s policies are pursued
61 To support Marketing Section Chief in solicitation of deposit and on accompanying and interviewing in site visit/ customer call, manage existing customers and pursue good new potentials, perform data collection and analysis with regarding to customers’ credit worthiness
61 To establish and negotiate, terms under which credit will be extended, including costs, repayment method and collateral requirements
61 To serve as a contact officer for non borrowing accounts and loan relating to bank services
61 To have the capability to seek potential customers in various industries
61 To perform other tasks as assigned by Marketing Section Chief
Job Specifications:
Technical Knowledge
61 Bachelor degree or higher in Accounting, Finance, Marketing or other related fields
61 Understand organization culture
61 Understand the organization structure, roles and responsibilities of each function thoroughly
61 Good knowledge of the Bank’s products and services
Skills
61 Inter-personal and problem solving skills
61 Initiative, hard working and being able to deliver quality results under pressure
61 Keep alert on market movement and local as well as international economic news world wild
61 Proficiency in both Chinese and English in particular good written and verbal communication skills
61 Credit and financial analysis
61 Good knowledge of products, customers’ applications/ uses, demand/supply dynamics and other aspects of business industries
Experiences
Minimum 3 years of relevant experience